Mortgage Advice Belfast

Looking For Mortgage Advice In Belfast?

With a rich history spanning over three decades, Mortgage Advice Shop have become a beacon of trust and excellence in the local mortgage advisory landscape. Our enduring commitment ensures that you have access to the most advantageous deals and competitive rates available.

Over the years, our dedication to delivering exceptional mortgage guidance has solidified our esteemed reputation. We pride ourselves on our ability to provide a seamless and straightforward experience, removing the often daunting obstacles associated with securing a mortgage. This client-first approach has not only garnered widespread acclaim but has also cultivated a loyal clientele who enthusiastically endorse our services.

At Mortgage Advice Shop, we understand that every individual’s financial situation is unique. That’s why we offer personalised consultation to guide you through the many mortgage options available, ensuring that you find the perfect fit for your needs and circumstances. Whether you’re a first-time homebuyer, looking to refinance, or exploring home insurance options, our expert advisors are here to navigate you through every step of the process.

We invite you to discover the difference for yourself. Reach out to our team by phone, visit our branch for a one-on-one consultation, or inquire about our services online. Our advisors are keen to discuss our transparent fee structure, the latest deals, and how we can assist in securing the right mortgage for you and your family. At the Mortgage Advice Shop, your dream of homeownership is within reach, and we’re here to ensure your journey is as smooth and successful as possible.

Mortgage Advice Belfast
Mortgage Solutions

Local Mortgage Advisors in Belfast

Here at Mortgage Advice Shop in Belfast, we offer professional mortgage advice and services to our clients across the local area. As local mortgage brokers in Belfast, we can assist with everything from remortgaging to first-time buyer mortgages and much more. No matter what your mortgage requirements might be, Mortgage Advice Shop has you covered. We have years of experience as mortgage advisers and have undergone extensive training to ensure we provide the best possible service to our clients in Belfast and Northern Ireland.

Since 1991, we have been steadfast in our mission to guide countless clients through the intricate journey of mortgage acquisition. Our commitment goes beyond mere transactions; we aim to accompany you at every milestone of the process. From meticulously selecting the right mortgage that aligns with your unique needs and financial situation to ensuring its seamless integration into your life, our dedicated mortgage experts are with you at every turn. We pride ourselves on providing constant updates throughout your application process, ensuring you’re never left in the dark.

Understanding that questions and concerns can arise at any moment, we prioritise accessibility and responsiveness. Whether you have a query or need reassurance, our team is readily available to offer their support and expertise. We strive to be more than just a service; we aim to be your trusted partner in one of the most significant financial decisions of your life.

It’s important to remember the significance of maintaining your mortgage repayments, as failure to do so can have serious implications, including the potential repossession of your home. This stark reality underscores the value of informed, professional advice in navigating the complexities of mortgage management. Should you find yourself in uncertain waters or facing challenges that threaten your financial stability, our advisors are here to lend their expertise. Our goal is not only to assist you in securing a mortgage but also to ensure that the journey is as stress-free as possible. By choosing to work with us, you’re not just getting a mortgage; you’re gaining a partner dedicated to protecting and advancing your financial well-being.

Mortgage Brokers Belfast

When it comes to securing a mortgage in Belfast, you can place your trust in the Mortgage Advice Shop, your premier destination for expert guidance. Whether you’re a first-time homebuyer or in search of remortgage or second mortgage solutions, our dedicated team of Belfast mortgage advisors is here to assist you every step of the way.

At Mortgage Advice Shop, we take pride in delivering top-notch mortgage services tailored to your unique needs. Our goal is to ensure a seamless and stress-free mortgage process, providing you with peace of mind throughout your home financing journey.

Our comprehensive range of services includes:

  • Re-mortgaging: Whether you’re looking to refinance your current mortgage or explore better terms, our experienced Belfast mortgage advisors will guide you through the process to maximise your financial benefits.
  • First-Time Buyer Mortgages: As an independent mortgage advisor in Belfast, we specialise in assisting first-time buyers in navigating the complex world of mortgages, making your dream of homeownership a reality.
  • Buy To Let: If you’re interested in venturing into the world of property investment in Belfast, our dedicated team can help you secure the right Buy To Let mortgage that aligns with your investment goals.
  • Second Mortgages: We offer expert guidance on securing second mortgages to access additional funds for various financial needs, ensuring you make informed decisions.
  • Fixed-Rate Mortgages: With our expert advice, you can explore the stability and predictability of fixed-rate mortgages, allowing you to plan your finances with confidence.
  • Buy to Let Mortgages: If you’re considering entering the rental property market, our independent mortgage advisors in Belfast can help you choose the most suitable Buy to Let mortgage for your investment.
  • Income Protection Insurance: Protect your financial well-being with our income protection insurance options, providing you with peace of mind in uncertain times.

These are just a glimpse of the services we offer to our valued clients across the Belfast area. As your trusted Belfast mortgage advisor, we are committed to providing you with the information and support needed to make informed mortgage decisions.

Mortgages from The Mortgage Advice Shop

Whether you’re first time buyers or are looking for income protection insurance, our advisors are here to provide you with the best mortgage advice. For all your needs regarding the best Belfast mortgage deals, let our brokers take care of your every need.

Failure to keep up repayments of your mortgage may mean your property may be repossessed. Get in touch with a mortgage broker at Mortgage Advice Shop today to find out more about our independent mortgage services. We are registered in Northern Ireland and are regulated by the Financial Conduct Authority.

Contact Mortgage Advice Shop


Why Choose Us For Mortgage Advice in Belfast?

Over the years we have provided mortgage advice and brokering to many of our clients in and around the Belfast area. We pride ourselves on offering a professional and dedicated service. No matter what your needs might be, we have you covered. We work with individuals, businesses and developers and have many happy clients. Having listened to our client’s feedback, we believe some of the reasons you should choose us as your mortgage adviser are:

  • We have years of experience
  • We provide a wide range of mortgage services
  • Well-known in Northern Ireland
  • Team of professional mortgage experts
  • Competitively priced – Call us for a consultation


For all your needs regarding Belfast mortgage advice, please waste no time and be sure to get in touch with our specialists. Our mortgage advisers come highly recommended throughout the local area, so no matter what we’re confident in saying that we can deal with your requirements. Feel free to call our mortgage brokers today to find out more about our deals, fee, lenders or to arrange a consultation.

Property Mortgage Protection

Best Mortgage Deals in Belfast

Looking for the perfect deal, whether you’re taking your first step into the housing market or seeking comprehensive insurance coverage? Look no further, as our dedicated Mortgage Advisors are here to cater to your needs. It is strongly recommended to conduct thorough research on your Mortgage Advisor before engaging their services. This preliminary investigation will help you determine if they are the ideal company to meet your requirements. To gain further insight into our offerings, we encourage you to explore our website or pay us a visit at our convenient branch location.

When it comes to mortgages, whether you’re considering a remortgage or embarking on your first home-buying journey, we have all the essential resources and more. Our team is well-prepared to assist you in finding the perfect lender and securing the appropriate property insurance. Regardless of your circumstances, our Mortgage Advisors are experienced in handling a wide range of scenarios, ensuring that all your property-related needs are met with utmost professionalism and expertise.

If you desire additional information about our extensive lender options, the current state of the property market, or any of the exceptional services we provide, please do not hesitate to reach out to our knowledgeable experts. You can easily connect with us by giving us a call. For a more personal touch, we invite you to visit our branch conveniently located at 72 High Street, Belfast. Take advantage of this opportunity today and gather all the information you need to make informed decisions about your mortgage journey. Our dedicated Mortgage Advisors are eagerly waiting to assist you!

Fully Qualified And Authorised Mortgage Advisors

As a trusted establishment, Mortgage Advice Shop proudly operates under the authorisation and regulation of the esteemed Financial Conduct Authority. Our adherence to these stringent standards ensures that we provide reliable and responsible services to our valued clients. It is crucial to recognise the importance of timely repayments on your mortgage, as failure to do so may have serious consequences, including the unfortunate possibility of property repossession.

Rest assured, our team of experienced Mortgage Advisors is here to guide you through every step of your mortgage journey, offering invaluable advice and support. We understand the significance of staying on top of your mortgage repayments, and our dedicated experts are equipped with the knowledge and expertise to assist you in managing your financial commitments effectively.

By working closely with our Mortgage Advisors, you can benefit from their extensive industry knowledge and access a range of tailored solutions that suit your specific circumstances. Our commitment to providing personalised advice means that we take into account your unique financial situation, helping you navigate potential challenges and maintain a secure and sustainable mortgage repayment plan.

At Mortgage Advice Shop, we are passionate about empowering our clients with the information they need to make informed decisions. Our team of Mortgage Advisors is dedicated to ensuring your financial well-being and protecting your property investment. By seeking advice from our qualified professionals, you can gain peace of mind, knowing that you are receiving the guidance necessary to avoid potential risks associated with mortgage repayments.

Remember, your home is more than just a dwelling—it’s an investment in your future. By partnering with Mortgage Advice Shop and our team of trusted Mortgage Advisors, you can confidently navigate the mortgage landscape, safeguarding your property and securing a brighter financial future. Don’t hesitate to reach out to us for expert guidance and support on your mortgage journey. Together, we can help you achieve your homeownership goals while maintaining a strong and stable financial foundation.

Contact Mortgage Advice Shop for Mortgage Advice in Belfast

For all your needs regarding mortgages in Belfast, let our independent mortgage advisors take care of everything. Nothing is off limits for us, so if you’re looking for a mortgage broker in Belfast, it’s good to know that we’re always just a phone call away. From first time buyers to self build insurance, we highly recommend our advice service.

Pop into our office for a consultation with one of our helpful mortgage advisors or browse our website today for more information. By doing so, we will be happy to discuss our service with you, our fee, our lenders and anything else to help take the stress away from your mortgage deal.

Please feel free to contact us today to discuss your property requirements be it mortgage, insurance or something else. An appointed representative will be happy to help in any way we can.

Shaking hands on a mortgage deal
Belfast Mortgage Advice

Frequently Asked Questions

In Belfast, we offer a diverse range of mortgage options tailored to meet the unique needs of our clients. Our mortgage offerings include:

Fixed-Rate Mortgages: With a fixed-rate mortgage, the interest rate remains constant throughout the loan term, providing predictability and stability in monthly payments.

Variable-Rate Mortgages: Variable-rate mortgages offer flexibility, with interest rates that can fluctuate based on market conditions. This can lead to lower initial rates but potential changes over time.

First-Time Buyer Mortgages: We assist first-time homebuyers in Belfast by providing guidance on obtaining their initial mortgage, including government schemes and incentives.

Remortgaging Services: If you’re looking to refinance your existing mortgage in Belfast, we offer expert advice to help you secure a better deal or release equity from your property.

Buy-to-Let Mortgages: Investors interested in the Belfast property market can explore our buy-to-let mortgage options, designed for those looking to purchase residential properties for rental income.

Self-Employed Mortgages: We understand the unique financial situations of self-employed individuals in Belfast and offer mortgage solutions tailored to their needs.

Interest-Only Mortgages: We provide information and guidance on interest-only mortgages, which allow borrowers to pay only the interest on the loan for a specified period.

Our goal is to help you find the mortgage product that aligns best with your financial goals and circumstances. We take pride in our professionalism, experience, and friendly service, ensuring that you receive personalised advice to make informed decisions about your mortgage in Belfast.

When looking for the best Belfast Mortgage Company, it’s essential to understand the steps involved in the mortgage application process. Here’s an overview of what you can expect:

Begin with an initial consultation where you’ll meet with our experienced mortgage advisors. During this meeting, your financial situation, goals, and preferences will be discussed.

Following the consultation, our team will conduct a thorough financial assessment, taking into account factors such as income, expenses, credit history, and existing financial commitments to determine your borrowing capacity and affordability.

Based on your financial assessment and preferences, our experts will recommend mortgage products tailored to your unique requirements, including fixed-rate, variable-rate, or other options.

You’ll need to gather and provide essential documents, including proof of income, identification, bank statements, and property details, which will be reviewed and organised with our guidance.

Once all required documents are in order, your mortgage application will be submitted to the chosen lender. We maintain strong relationships with multiple lenders to find the best fit for your needs.

The lender will assess your application, conduct a credit check, and evaluate the property’s value, which may involve a property appraisal.

Upon approval, you’ll receive a mortgage offer from the lender, outlining the terms and conditions of the loan. We will thoroughly review this offer with you to ensure your complete understanding.

You’ll need to engage a solicitor or conveyancer to handle the legal aspects of the property purchase, including contract review, searches, and paperwork completion.

Once all legal requirements are met, and the necessary funds are secured, your mortgage will be finalised, allowing you to complete the property purchase.

Check out the further information on on the mortgage and buying process including stamp duty rates.

The key eligibility criteria for obtaining a mortgage in Belfast typically include a stable source of income, a good credit score, proof of identity and address, a deposit (usually around 5-20% of the property’s value), and the ability to afford monthly mortgage repayments. Lenders may also consider your employment history and financial stability. Meeting these criteria is crucial to securing a mortgage in Belfast. Contact us to find out more.

Absolutely, we specialise in offering mortgage advice tailored to self-employed individuals in Belfast. We understand the unique financial circumstances self-employed individuals face and can help you navigate the mortgage application process, demonstrating your income stability and affordability effectively. Our experienced team will work closely with you to find mortgage options that best suit your needs and financial situation, ensuring you receive expert guidance throughout the process. We consider ourselves experts at offering mortgage solutions in Belfast.

Scheduling a consultation with Mortgage Advice Shop in Belfast is easy and convenient. You can reach out to us through our website and fill out the contact form provided. Alternatively, you can give us a call at 028 9023 9699 to speak directly with one of our friendly mortgage advisors. We’ll promptly arrange a consultation at a time that suits you best to discuss your mortgage needs and provide personalised guidance. We will consider all options and try to be the people you will come back to when you need flexible mortgages in Belfast. Your financial goals are important to us, and we look forward to assisting you any way we can.

At Mortgage Advice Shop, we provide a comprehensive range of mortgage services tailored to meet the needs of our Belfast clients. Whether you’re a first-time buyer looking to purchase your dream home in areas like the Cathedral Quarter or Stranmillis, a homeowner seeking to remortgage for a better deal, or an investor interested in buy-to-let properties in the vibrant Titanic Quarter, our team of experienced advisors is here to help. We offer expert advice on mortgage options, application processes, and financial planning to ensure you secure the best possible deal for your specific circumstances.

The property market in Belfast is dynamic and can significantly influence your mortgage options. Areas such as Malone and Ballyhackamore have seen steady growth, making them attractive for both buyers and investors. At Mortgage Advice Shop, we stay updated on local market trends to provide you with the most accurate and relevant advice. Whether property prices are rising or stabilising, our goal is to help you navigate the market effectively, ensuring you get the most suitable mortgage deal for your property in Belfast. Our knowledge of the local market, combined with our expertise in mortgage products, positions us to offer you tailored advice that considers both current conditions and future forecasts.

Mortgage Broker Near Me

Areas We Cover

As well as offering mortgage advice in Belfast, we also cover Ballymena, Antrim, Portadown, Craigavon and the surrounding areas of Northern Ireland.

Our Branch

Our Branch Address

Belfast Branch, Office 38 Imperial Buildings, 72 High Street, Belfast, BT1 2BE

Opening Times

Mon – Fri 9:00 am – 5:00 pm

Contact Details

Phone: 028 9023 9699

What People Are Saying