First Time Buyer Mortgage
Our mortgage advisers have over 27 years experience in arranging mortgages for First Time Buyers and we will help make the whole mortgage process as clear and straightforward as possible when getting your first home.
What Is Remortgaging?
Remortgaging – This is when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender. Why remortgage your existing deal is coming to an end and your provider will put you on their Standard Variable rate which is usually not competitive.
Rising Interest Rates
You want to release equity – may want to install a new kitchen or bathroom Your home’s value has increased. If your property’s value has gone up by a significant amount, your loan-to-value – the proportion of the property price that you borrow when you take out a mortgage – will have reduced. If this is the case, you may have access to more competitive mortgage rates, which could mean it could be worth remortgaging.
Your home/property may be repossessed if you do not keep up with your repayments on your mortgage.
You may have to pay an Early Repayment Charge to your current lender if you remortgage.
Contact Mortgage Advice Shop
NEED ADVICE? GET IN TOUCH EVEN IF YOU HAVEN’T DECIDED ON THE PROPERTY YET. WE ARE MORE THAN HAPPY TO HELP YOU!
Moving Home Mortgages
Moving house is an exciting time, and at Mortgage Advice Shop we’re here to make sure you find the right mortgage. Whether this is your first move or you’ve moved house before, we can take the hassle out of finding the mortgage right for you.
Buy-To-Let Mortgages
When investing in a buy-to-let property, you need to know that your mortgage meets your needs and meets the lenders criteria. At Mortgage Advice Shop, in Northern Ireland, we have access to over 11,000 mortgage products and will show you a selection of mortgages that could suit your needs.