This is typically a life insurance policy that ensures that no matter when you die, your loved ones will receive a lump sum pay-out from your insurer. This is in contrast to Term Assurance, which only guarantees that you will get a pay-out should you die within a specified term. Whole of Life would typically be more expensive because there is no fixed term.
Whole of Life is designed to pay for funeral expenses, to leave a small legacy to family, etc.
As with all insurance policies, conditions and exclusions will apply
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
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